The globally accepted definition for an Ultra HNI (High Net Worth Individual) is one who has a net worth of at least $ 30 Million (roughly Rs. 200 crores) across financial and physical assets. Factoring in purchasing power parity, this would translate to around Rs. 50 Crores for an Indian Resident.

Ultra-high-net-worth individuals (UHNWIs) comprise the richest people in the world and control a disproportionate amount of global wealth. Although they constitute only 0.003 percent of the world’s total population, they hold approximately 13 percent of the world's total wealth. Ultra-high net worth is generally quoted in terms of liquid assets over a certain figure, but the exact amount differs by financial institution and region.

When retail investors or HNI investors stargaze at Ultra HNI's, they assume that the latter employ some special "secret" investing tricks which help them grow their investments at a supernormal pace. In reality, they mostly stick to basics, while taking measured risks with their investments. Here are a few things that I've observed Ultra HNI investors doing differently.

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